Angus Credit Union - for people who LIVE or WORK in Angus - BE PART OF SOMETHING GOOD

Links

Useful links:

Site title	Description
Budget calculator	The first step in getting control of your money and planning for the future is to get to grips with your income and your spending patterns. This is just one of the many useful budget calculators that are available online.

Carnoustie Online	A growing site with a range of useful information for Carnoustie residents.

Community Website Builder	Free websites for charities, volunteer groups and non-profit making organisations.

Consumer Credit Counselling Services	Free debt advice from a registered debt counselling charity; they offer debt management plans (DMP) and advice.

Credit Action	A money education charity which has lots of useful information on its site, including short booklets that you can download.

Financial health check	Do you want to take control of your finances - but not sure where to start? Do you need a bit of help sorting out your financial priorities? This financial health check will give you some tips for a healthier financial lifestyle - now and in the future. It will only take a few minutes. There's no need to dig out bank statements or old insurance policies. Just answer a few simple questions and in return you'll get some suggestions based on your answers. Everything you enter is confidential - because the service is automatic, no-one sees your answers.

Lenders Compared	An independent comparison site that you can use to look for lenders who offer loans in your area. You can specify the size of the loan you're looking for, the length of the repayment period and your postcode. The search will give you a list of lenders, showing the interest rate and the total cost of the loan.

Loans made clear	A clear and easy to follow explanation from the Financial Services Authority of how loans work, how they differ and how to borrow sensibly.

Personal Debt Test	Loans, credit cards, mortgage payments, bills – should you be worried about what you owe? This debt test will help you to find out how likely you are to have problems with your borrowing over the next year or so. It's completely confidential and was developed by the Financial Services Authority, the BBC and credit rating agency Experian.

Teen Money Coach	Stuart Fleming is a professional speaker and workshop leader who helps parents and teens to stop fighting about money. He enables teenagers to become financially and emotionally richer, and enables parents to cut the economic apron strings. His website is full of entertaining and very practical strategies to help parents help their children deal with money.