Savings Plans & Low Cost Loans in Angus
Low Cost Loans from Angus Credit Union
How much do your loans cost and how much can I borrow? For starters, there are NO arrangement fees with any Angus Credit Union loan. The maximum any credit union in the UK will charge is 2% on decreasing balances. ACU will charge 12.68% APR (1%) on most loans, this is dependent upon saving pattern, ability to repay and the decision of the Loan Committee. You have to be a member of Angus  ...
Payroll Deductions
Angus Credit Union offers a Payroll Deduction savings program to businesses in Angus.  This is already working for NHS Tayside,  Angus Council, as well as some other companies in our area. Easy to set up, easy to operate, and a great way for businesses to offer a savings scheme to their employees. Don't forget, Angus Credit Union is a community based financial institution, serving local pe...
Smiley Savers
Smiley Savers is Angus Credit Union's Junior saving scheme. Angus Credit Union believes that most young people in Scotland have lost the habit of "saving their pennies for a rainy day".  The Smiley Savers encourages children to save a little money each week, and has a programme which can be used in local primary schools as part of the financial education part of the school curriculum. If yo...

Member Benefits – Life Savings Protection

Posted By: Chris B on March 11, 2010 in Member Benefits - Comments: No Comments »

Life Savings Protection – when you join the credit union you can nominate someone as your beneficiary. On your death, this policy can pay your nominated beneficiary an amount equal to the amount of your savings, so they will receive double the amount that you’ve saved.
Where else will you get free life savings insurance like this?

Member Benefits – Loan Protection, no extra charge!

Posted By: Chris B on in Member Benefits - Comments: No Comments »

Loan Protection – if you were to die with an outstanding loan balance, this insurance will pay off the rest of the loan, so that your debt dies with you instead of being an extra burden to your beneficiaries.

Many other loan companies charge extra for this insurance policy, but at Angus Credit Union it’s all part of the service with our low cost loans.